Serving all of Florida
I spent nearly 20 years defending insurance companies in crash cases. Now I use everything I learned to fight for you.
— Emanuel Galimidi, former insurance-defense attorney
Main Office Miami · In person or video consultations statewide
Often yes — and motorcyclists have an advantage many don't know about. Motorcycles are not covered by Florida's no-fault/PIP system, so you are not locked behind the serious-injury threshold the way car occupants are: you can pursue the at-fault driver directly for your full damages — medical bills, lost wages, and pain and suffering. You generally have 2 years from the crash to sue (§ 95.11(5)(a)). Riders who carry the required medical coverage may ride without a helmet (§ 316.211), and a motorcycle is entitled to the full use of a lane (§ 316.209). Your recovery is reduced by your share of fault and barred only if you are more than 50% at fault (§ 768.81). If the driver had no insurance, your own uninsured-motorist coverage can apply.
What they do
They argue you were speeding, weaving, or lane-splitting to push fault onto you under the 50% bar.
They claim a helmet would have prevented your injuries — to discount a head-injury claim, even when the law allowed you to ride without one.
A fast check before your injuries are fully known — designed to close the file for a fraction of its value.
What to do
Call 911, and photograph the scene, the vehicles, plates, and your injuries.
See a doctor promptly and keep every record — gaps in care are used against you.
Keep your motorcycle, helmet, and damaged gear unrepaired — they're evidence.
Don't give the driver's insurer a recorded statement first — get advice.
Florida law
Because motorcycles are exempt from Florida PIP, you can sue the at-fault driver directly — without first meeting the serious-injury threshold.
Florida lets certain adult riders go without a helmet if they carry the required medical coverage; not wearing one can be raised as comparative fault for head injuries, but it does not bar your claim.
A motorcycle is entitled to the full use of a traffic lane; a driver who crowds or fails to see you can be negligent.
Under § 768.81 your recovery is reduced by your share of fault and barred only above 50%. You generally have 2 years to sue (§ 95.11(5)(a)).
Proven results
The firm has recovered meaningful compensation for injured Floridians — including confidential and policy-limits settlements.
Each case is different and past results do not guarantee a similar outcome.Client reviews
“He stood firmly by my side with expert guidance and genuine encouragement. We won the case — and his integrity and trustworthiness impressed me most.”
— Domineque Martindale · Google“His long experience working for the other side — the insurance companies — is absolutely invaluable when negotiating a payout.”
— Victor · Avvo“Emanuel not only helped me win my case but helped me understand all the processes and procedures you need to go through when dealing with a claim. He’s an expert in his field and I highly recommend his services.”
— Alexander Siriani · Google“Emanuel is very kind and patient. He kept me in the loop, took the time to explain everything, and really advocated for me — he put in the work and looked out for the best outcome.”
— Haley · GoogleIndividual results; outcomes vary by case. Reviews are from the firm’s Google and Avvo profiles.
Questions people ask
No. Because motorcycles aren't covered by PIP, you are not held to the serious-injury threshold — you can pursue the at-fault driver directly for full damages.
No. If you were legally allowed to ride without one, it doesn't bar your claim — though insurers may argue it reduced head-injury damages.
Your own uninsured/underinsured motorist coverage can apply — it follows you, not the other vehicle.
Health insurance, any MedPay, or treatment on a lien can cover care up front; ultimately the at-fault driver is responsible for your medical damages.
Generally 2 years from the date of the crash (§ 95.11(5)(a)), but evidence fades quickly — it's best to act early.
You'll talk to a senior attorney who spent nearly 20 years on the other side — not a case manager. No fees or costs unless you recover.
Call 786-442-2873