Serving all of Florida
A trucking company sends its team to the crash within hours. For nearly 20 years I was on that side. Now I use what I learned to find every layer of their coverage — for you.
— Emanuel Galimidi, former insurance-defense attorney
Main Office Miami · In person or video consultations statewide

A commercial-truck crash is not just a bigger car crash. You generally have two years to file in Florida (Fla. Stat. § 95.11(5)(a)), but several parties may share liability: the driver, the motor carrier, a separate trailer or maintenance company, the freight broker, even whoever loaded the cargo. Interstate carriers answer to federal FMCSA rules and must carry far more insurance than an ordinary driver — a $750,000 federal minimum, and often $1 million or more (49 CFR § 387.9). The evidence that wins these cases — the electronic logging device (ELD) hours, the engine control module or 'black box,' and the driver-qualification file — can be overwritten or lawfully destroyed within months, so a preservation (spoliation) letter has to go out immediately. Having spent nearly two decades on the insurance-defense side, I know exactly how carriers and their insurers move to limit exposure in the first days after a crash.
What they do
A big carrier doesn't wait for a claim — it has a rapid-response playbook that starts the day of the wreck. Knowing those moves is the difference between their version of events and the truth the records tell.
Adjusters and accident reconstructionists arrive fast to build the company's defense before the road is even cleared.
Hours-of-service logs, dispatch data, and maintenance files are only kept for limited periods — some can lawfully be gone within months.
Florida's comparative-fault rule gives them a reason to pin part of the crash on you and cut what they pay.
After a truck crash
Call 911 and capture the company name, DOT number, plates, and trailer.
Florida PIP requires it — and it ties your injuries to the crash.
Skip the carrier's recorded statement until you have advice.
A preservation letter can stop logs and black-box data from being erased.
Florida & federal law
Florida generally gives you 2 years from the crash to file an injury lawsuit. With trucking, the practical clock is even shorter — key records must be preserved long before then.
Interstate trucking is governed by federal safety regulations — hours-of-service limits, electronic logs, driver qualification, drug-and-alcohol testing, and inspections. A violation can be powerful proof of negligence.
A large truck must carry at least $750,000 in federal liability coverage (49 CFR 387.9) — a 1980 figure, never raised, and often a fraction of a serious injury's cost. Carriers, brokers, and shippers frequently add umbrella and excess layers on top; reaching all of them is the case.
You can still recover if you are 50% or less at fault; your share reduces the award. Carriers push hard to shift blame, so how fault is assigned is worth fighting.
Related pages: What's my case worth? · Car accidents · Uninsured motorist coverage · Uber & Lyft accidents
Delivery & commercial fleets
Delivery giants run their networks through layers of contractors and separate insurance — which changes who is responsible and where the coverage sits. I handle crashes involving the major fleets.
Amazon vans are often run by separate delivery service partners, which affects who is on the hook.
FedEx Ground routes are commonly operated by independent contractors — another coverage layer to trace.
UPS runs a large in-house fleet, with its own insurance structure and defense team.
Why truck cases are different
Federal minimum for a large truck · set in 1980 · never raised
That federal floor (49 CFR 387.9) is often a fraction of a serious injury's true cost — which is why I map the full insurance tower: the driver, the carrier, the broker, the shipper, and any umbrella or excess policies. This figure is the legal minimum carriers must hold, not a result obtained by the firm. Every case is different and past results do not guarantee a similar outcome. See more results →Client reviews
“He stood firmly by my side with expert guidance and genuine encouragement. We won the case — and his integrity and trustworthiness impressed me most.”
— Domineque Martindale · Google“Galimidi Law is where I would recommend that anyone go if they want a law firm who will fight for the best results. With his experience as an insurance defense attorney, Emanuel is the one lawyer I want fighting for me and my family against big companies.”
— Charles Seybold · Google“Emanuel is a talented attorney and an even better person. His clients will always come first, and he always acts with the utmost integrity. I wouldn’t trust anyone else with a personal injury case in South Florida.”
— Robert Meyer · GoogleIndividual results; outcomes vary by case. Reviews are from the firm’s Google and Avvo profiles and are not specific to truck cases.
Questions people ask
For most Florida truck accident injury claims you have 2 years from the date of the crash. It can be shorter when a government vehicle is involved. Because trucking evidence can disappear quickly, it is best to involve a lawyer well before the deadline.

Often more than just the driver. The motor carrier, the broker or shipper, a maintenance contractor, the cargo loader, and sometimes a parts manufacturer can each share fault — and each may carry separate insurance. Identifying every responsible party is one of the biggest differences between a truck case and an ordinary car case.
Under federal rule 49 CFR 387.9, a large truck hauling general freight must carry at least $750,000 in liability coverage; hazardous loads require $1 million to $5 million. That minimum was set in 1980 and never raised, so it is often far below the cost of a serious injury — which is why carriers often add umbrella and excess policies, and why reaching the full insurance tower matters.
Electronic logging device (ELD) hours-of-service records, the truck's event-data recorder (black box), the driver qualification and drug-and-alcohol testing file, maintenance and inspection records, and the carrier's internal reports. Some of these are only kept for limited periods, so a fast preservation letter is critical before that data is overwritten.

Trucking is governed by federal safety regulations, there are usually multiple defendants and multiple policies, the injuries tend to be more severe, and the carrier often sends a rapid-response team to the scene within hours. The investigation has to start immediately and reach far beyond the driver.
The firm works on a contingency fee. The consultation is free and you pay no attorney fees or costs unless the firm recovers money for you.

You'll talk to a senior attorney who spent nearly 20 years on the other side — not a case manager. The sooner I start, the more of the trucking company's records I can lock down. No fees or costs unless you recover.
Call 786-442-2873