Serving all of Florida
Two trucks can both say FedEx and have completely different owners behind them. For nearly two decades I worked for the insurers who use that split to pay less. Now I trace it for you.
— Emanuel Galimidi, former insurance-defense attorney
Main Office Miami · In person or video consultations statewide
FedEx delivers through two very different structures. FedEx Ground routes are run by independent 'service provider' contractors that employ the drivers and carry their own commercial insurance, while FedEx Express is largely driven by FedEx's own employees, which can make FedEx directly responsible. So the first question after a crash is which division and which contractor operated the truck. You generally have two years to file in Florida (Fla. Stat. § 95.11(5)(a)), and more than one policy may apply: the contractor's, FedEx's, and any excess above them. Sorting out the corporate layer that most people never see is where a case is won, and it is the same coverage map I built for insurers.
How the network works
Ground and Home Delivery routes are operated by independent contractors who employ the drivers and carry their own insurance. That contractor is usually the first responsible party.
Express is a different animal: the driver is usually a FedEx employee, so the company itself — not a contractor — answers for a crash on the job.
The FedEx brand on the truck does not tell you who owned or operated it. Pulling the contractor agreement and DOT records is what identifies the right defendant.
Florida & federal law
For a Ground crash, Florida’s respondeat-superior rule points first at the contractor as the driver’s employer — which is why its contractor agreement and policy are the first records I go after.
For FedEx Express employees — and in some Ground cases based on the control FedEx exercises — FedEx itself can be a defendant, which changes the available coverage.
Larger FedEx trucks fall under federal safety rules — hours of service, electronic logs, driver qualification, and inspections. A violation can be strong proof of negligence.
You generally have 2 years to file, and you can still recover if you are 50% or less at fault, with your share reducing the award.
Related pages: Truck accidents · Car accidents · Case results
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Questions people ask
It depends on the division. FedEx Ground routes are usually run by independent contractors who are the first responsible party, while FedEx Express is driven by FedEx employees, which can make FedEx directly liable. Identifying which applies is the first step.
The truck type, route paperwork, DOT number, and the contractor agreement tell the story — not just the logo. Those records often have to be requested and preserved early.
Potentially the contractor's commercial policy, FedEx's own coverage, and any excess above them. Reaching each available layer is often what makes a serious injury recoverable.
Generally two years from the date of the crash under Fla. Stat. § 95.11(5)(a). Because contractor and DOT records can be hard to get later, it is best not to wait.
You'll talk to a senior attorney who spent nearly two decades on the other side — not a case manager. The sooner I start, the more of the record I can lock down. No fees or costs unless you recover.
Call 786-442-2873