Insights from a former insurance-defense attorney
Getting Started · June 2026
Do I Have a Personal Injury Case in Florida? A 5-Question Test
Four legal ingredients, one deadline, and one practical question decide whether you have a claim. A former defense lawyer walks through the test he runs first.
Car Accidents · June 2026
What to Do After a Car Accident in Miami: The First 14 Days
The first two weeks after a Miami crash decide more than people realize — especially Florida’s 14-day medical deadline. Here is the step-by-step.
Deadlines · June 2026
How Long Do You Have to File a Florida Injury Claim? Every 2026 Deadline
“Two years” is the rule everyone repeats — but it isn’t universal. Every Florida injury deadline in 2026 — including the ones that are even shorter.
Fault & Liability · June 2026
Florida's 51% Rule: How Comparative Fault Can Wipe Out Your Settlement
Since 2023, being more than 50% at fault in Florida means you recover nothing. How the rule works — and how insurance companies build up your share of the blame.
Dealing With Insurance Companies · June 2026
Should You Give the Insurance Adjuster a Recorded Statement? A Defense Insider Says Be Careful
The adjuster sounds friendly and the questions sound routine. What a recorded statement is really for — and why you can usually decline.
Claim Value · June 2026
How Insurance Companies Decide What Your Injury Claim Is Worth
The “three times your medical bills” rule is a myth. How insurance companies really build their number — and what moves it.
No-Fault & PIP · June 2026
Is Florida Still a No-Fault State in 2026? The PIP Repeal Myth, Explained
Despite the headlines, Florida PIP was not repealed in 2026. Here is what is still true — the $10,000 coverage, the 14-day rule, and your real deadlines — with the statutes.
Rideshare · June 2026
Uber & Lyft Accidents in Florida: Which Insurance Pays (by Trip Phase)
Whether you collect $25,000 or $1,000,000 after a rideshare crash can come down to one thing: what the driver’s app was doing at the moment of impact.
Truck Accidents · June 2026
Truck Accident Evidence in Florida: What Disappears First
Logs get overwritten, black-box data resets, and records get “recycled.” After a truck crash, the most important evidence is often the first to vanish.
Product Liability · June 2026
Hurt by a Defective Product in Florida? Don't Throw It Away
The instinct after a defective product hurts you is to throw it out. A former product-liability defense lawyer explains why that instinct can quietly end your case.